When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
A 10-part series that explains all you want to know about how India's EPF turns a slice of your monthly salary into long-term savings, pension, and life insurance.
Who pays what into EPF, EPS, and EDLI -- the 12% math explained.
Those willing to take a higher risk for higher returns can look at AAA-rated non-convertible debentures from reputed issuers.
'One day, I realised my children were watching me tolerate pain. That was my turning point. I wanted them to see their mother as someone who respected herself, not someone who stayed in a non-existent marriage because she was scared.'
'I will do it again. I am ready to put my life in danger a second time. This is my land, this is my responsibility'
When and how you can access EPF money before retirement without jeopardising your long-term retirement savings.
Before signing up for a BNPL plan, read the fine print carefully and watch for red flags like unclear repayment terms, vague information on interest or late fees, and marketing that downplays the cost of default.
New lower GST rates kicked in from Monday, resulting in a slashing of prices of as many as 375 items ranging from toothpaste and shampoo to cars and television sets, a move seen as an attempt to boost consumption to cushion an economy facing tariff headwinds. Tax rates of 5, 12, 18, and 28 per cent have been clubbed into two rates of 5 per cent and 18 per cent, resulting in a reduced price of 99 per cent of daily use items.
'When an establishment operates despite demolition or closure orders, without proper fire exits, evacuation plans or safety audits, and yet is allowed to host large crowds, the state cannot hide behind the language of accident.' 'The authorities were aware of the risks and of the violations, but chose not to act decisively because doing so would have inconvenienced those with influence and financial stakes.' 'In such a scenario, the moral and legal responsibility for the resulting deaths moves from negligence towards culpability; calling it 'murder' is a way of underlining that these lives were sacrificed at the altar of greed and complicity, not fate.'
Revolver Rita doesn't use its comic potential to its fullest and ends up a passable comedy that could have used more bite, observes Arjun Menon.
'Nutrition is always higher when you consume fresh food. Whether it's heated, boiled, frozen or microwaved, some nutrient depletion always happens' says Dr Rajeshwari Panda.
Chartered accountant Nitin Kaushik's message to India's young workforce is clear: spend smart, save smarter and let money serve your goals.
Exercise caution when charging your phone in public places or borrowing a charger from someone -- you might get hacked.
Only a limited set of investors should invest directly in corporate bonds.
Liverpool shrugged off the absence of Mohamed Salah as midfielder Dominik Szoboszlai scored an 88th-minute penalty to give them a 1-0 Champions League win at Inter Milan.
World Adult Day is a reminder that adulthood isn't a milestone you hit at 18 or 21, it's the everyday reality of managing life on your own, taking responsibility, making decisions and figuring things out without a parental safety net. Today, 27-year-old Krushant opens up about how living alone has taught him what 'grown-up' life is really like.
The GST Council on Wednesday approved two slabs of 5 per cent and 18 per cent effective from September 22, the first day of Navaratri.
Italy beat Israel 3-0 at home on Tuesday thanks to a Mateo Retegui double and a late goal from Gianluca Mancini.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Wondering what to watch on OTT this weekend? Namrata Thakker lists options to choose from.
'It doesn't matter where you come from or what college you studied in. None of it defines your future. Just don't give up.'
Whether nominal or real, India's investment rate needs to increase by 3 to 4 percentage points of GDP to support 8 per cent real growth, recommends Nikhil Gupta.
'Corporates now have multiple funding sources beyond banks, and many are sitting on large cash reserves.'
'But looking at our current performance, I'm confident that a medal in the World Cup is not far off.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'I wanted to do something different, so I turned Dharamji into Hardy, making him waddle with Naseer's stick-like Laurel.' 'People enjoyed seeing him in these avatars. When you work with an evergreen superstar like Dharamji, you can make such 'items'.'
'Non-compatible with Western Civilization' is about as vague and jingoistic as it gets and Trump saying this gives full license to his acolytes to go full throttle on making life as difficult and scary as possible for as many non-white people as possible,' notes Sree Sreenivasan.
You don't need a six-figure salary to build wealth -- you need discipline and a smart plan, says Ramalingam Kalirajan. and shows you how
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
This is how two people with the same starting amount can end up in very different financial places. In this article, let's understand what lessons can be drawn for anyone starting out!
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Bappi Lahiri realised disco was a winning ticket and escalated his game with several more dancefloor perennials. Soon, every film producer and music director in town was down with disco fever. On what would have been Bappi Lahiri's 73rd birthday this November 27, Dinesh Raheja rewinds to the late music composer's halcyon days.
'As the team builds, each of them will bring in a different perspective, new thinking.'
Nobel laureate Malala Yousafzai reveals her mental health struggles after a marijuana session triggered flashbacks of her attack by the Taliban. She discusses anxiety, panic attacks, and her journey to seek therapy.
The next generation GST reforms would 'absolutely' set an economy open and transparent with further reduction in compliance burden and benefiting small businesses, Union Finance Minister Nirmala Sitharaman said on Tuesday.
Democracy in India is too important to be left to a leader with a limited appeal. If Rahul Gandhi cares for India, he should step aside for a new crop of leaders, suggests Harishchandra.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
The FM also proposed that the maximum deposit limit for Monthly Income Account Scheme will be enhanced from Rs 4.5 lakh to Rs 9 lakh for a single account and from Rs 9 lakh to Rs 15 lakh for a joint account.
Yes, the entry of private bankers, particularly with global experience will add value to PSBs, points out Tamal Bandyopadhyay.
